Home Loan Special!
purchase with only 1% down payment !
IF YOUR INCOME IS LESS THAN 80% OF THE AMI, YOU COULD BUY WITH ONLY 1% DOWN PAYMENT!!!
PLUS NO MORTGAGE INSURANCE !!! WOW!!!
CALL US FOR DETAILS ON THIS NEW PROGRAM!
Every Loan begins with a complete application, please call me to get started...
Applying for your loan begins with a complete application, source documents, and credit report but only after we answer all your questions and you determine you are ready to proceed...
These are the most common source documents for a Full Documentation loan (1% - 3%+ down):
Tax Returns for 2021 & 2022
Income & Employment for 2023:
If self-employed: verification of business being active.
If a W-2 employee: then the latest 30-days of pay stubs will do
Alternative Documentation can use 12-24 month bank stmts. instead of tax returns (10% down).
Bank Statements: most recent 2-months if a W-2 employee.
ID: two forms, usually driver's license and social security.
Application: please call me to complete over the phone (fastest) or fill in via website.